For some reason, June was an awful month to us. And, so far, July isn't looking much better. In order to cut some costs, we're looking for some cheap insurance, as well as doing the normal things - cutting down the cable (well, we have satellite) bill as much as possible, taking the cell phones down to the absolute minimum, etc. It's not fun and I hate doing it. I'm ready for things to be better. Even just a little bit.